Legal

Fees and interest of Kamuno AG

Fees Kamuno

Status per: March 10, 2026 *For loan applications started earlier, please see the fees here.

Upfront fee

A percentage-based fee calculated on the amount of each loan withdrawal; deducted directly from the disbursed amount.

Withdrawal amountFee
  • CHF 0 – 49’9992.50%
  • CHF 50’000 – 99’9992.20%
  • CHF 100’000 – 149’9991.80%
  • CHF 150’000 – 199’9991.40%
  • CHF 200’000 – 250’0001.20%

Included in the fee

  • Opening fees
  • Identification fees
  • Withdrawal fees

Interest charges

Risk-based annual interest rate between 3.5 and 11%

According to the terms and conditions in your agreement

Extraordinary fees

An unscheduled repayment or other cases involving increased administrative effort may result in extraordinary fees.

Late repayment
  • Reminder feeCHF 30 per reminder

    Issued for outstanding payments to cover processing costs and encourage compliance with obligations.

  • Default interest1.5% above the highest interest rate charged during the respective interest period

    Default interest is payable from the due date.

Early repayment
  • Special feeCHF 300 flat

    Issued in the event of early repayment of a loan withdrawal or the entire credit to cover the additional processing costs.